Detty December or Costly December? Protect What Matters.

December is exciting, until it isn’t.
This time last year, Chika’s small logistics company was fully booked: deliveries everywhere, drivers on tight deadlines, clients calling nonstop. Business was booming until one of the delivery bikes got into an accident. The repair costs and customer refunds wiped out the profit from the busiest month of the year.

If Chika had renewed his business insurance, the policy would have covered it all. Instead, he spent December fixing problems instead of celebrating wins.

Moral of the story: Being insured isn’t just smart — it’s survival.

 Why You Need Insurance This Season

Everywhere in the world, December is all about movement, excitement, and last-minute runs. But along with the joy comes increased risk:

·      More road accidents are caused by heavy traffic and reckless driving.

·      Higher fire incidents as harmattan sets in.

·      Increased theft and loss as people move around more.

Insurance isn’t about fear; it’s about peace of mind. It keeps you protected when the unexpected happens, so you can focus on the joy of the season.

How Insurance Protects You During the Ember Season

·      Motor Insurance: Covers you from unexpected accidents and vehicle damage during the holiday rush.

·      Health Insurance: Takes care of sudden illnesses or emergencies that may come with stress, food, or travel.

·      Fire & Property Insurance: Protects your home or business as fire risks rise with harmattan.

·      Travel Insurance: Covers flight delays, lost luggage, and medical emergencies if you’re traveling.

·      Life Insurance: Gives your family financial security, no matter what happens.

Why People Delay Insurance and Why You Shouldn’t

Many assume nothing bad will happen or think insurance is too expensive. But insurance saves you from spending far more when life happens.