Love and Alerts - Financial Questions to ask on a Date

First dates can be tricky; you want to make a good impression, keep the conversation flowing, and maybe figure out if this person is your kind of person. But while most people talk about hobbies, goals, and favourite foods, very few talk about money.

Now, we are not saying you should whip out a financial statement over dinner.  Please, do not, but asking the right money questions can reveal a lot about someone’s values, priorities, and future goals. After all, love might make the world go round, but money definitely keeps the lights on.

Here are a few tangible questions worth asking on your date

1. “Are you more of a saver or a spender?”

This is a smooth and enjoyable way to ease into money talk. You are not judging; you are just curious. Their answer can give you real insight into how they manage money — and maybe if you two are financially compatible.

2. “What do you think is always worth spending on?”

Everyone has that one thing they never mind spending on, which could be food, travel, gadgets, or experiences. This question helps you see what they truly value, beyond just naira and kobo.

3. “If you got ₦5 million today, what would you do with it?”

This one always sparks laughter, but it also shows how a person thinks about money. Would they save, invest, or splurge on something big? You will know immediately if they are more long-term or live-in-the-moment.

4. “How do you usually plan for big goals  like trips or projects?”

This question offers a glimpse into their financial discipline and how they approach planning. It is also a subtle way to talk about travel, dreams, and future ambitions (without sounding too serious).

5. “Do you believe in splitting bills in relationships?”

Now this one can start a deep conversation. People have very different views on this, and that is okay. The goal is to understand how they perceive partnership and fairness, rather than engaging in arguments.

Having conversations about money doesn't have to kill the vibe on a date. It is all about balance, keep it light, keep it honest, and keep it flowing. The earlier you understand how your potential partner handles money, the fewer surprises you will encounter down the line.

Because love might be blind, but your bank account is not. 👀🍊

At Tangerine, we believe that good money conversations build stronger relationships with yourself and with others. Whether you are saving, investing, or protecting your future with insurance, we are here to make every financial decision feel a little lighter, brighter, and sweeter.